Merchant Category Codes

Merchant Category Codes (MCC) are 4 digit numbers used by the payments industry to classify businesses by market segment. At WePay, we use a similar code to help us better understand your business. Below is the list of MCCs that we use to classify your account under. See the USDA website if a code relevant to your business is not listed here. You can use these codes as the mcc parameter in the /account/create call.

Note for API Version 2018-08-29 or earlier

If your platform is using API Version 2018-08-29 (or earlier), please use the following MCCs.


Note

MCCs preceded by an asterisk symbol (*) require a primary_url when making the /account/kyc/create call, regardless if primary_url is listed as optional in the KYC structure.

Amusement and Entertainment
Code Description
7032
  • Sporting and Recreational Camps
  • Trailer Parks and Campgrounds
7829 Motion Picture & Video Tape Production and Distribution
*7999 Recreation Services - Not Elsewhere Classified
7832
  • Motion Picture Theater
  • DVD/Video Tape Rental Stores
7911 Dance Halls, Studios & Schools
7929 Bands, Orchestras & Misc Entertainment
7941
  • Billiards & Pool Establishments
  • Bowling Alleys
  • Commercial Sports
  • Professional Sports Clubs
  • Athletic Fields
  • Sports Promoters
  • Public Golf Courses
*7922 Theatrical Producers (except Motion Pictures) and Ticket Agencies
Associations
Code Description
8398 Charitable and Social Service Organizations
8641 Civic, Social, and Fraternal Associations
8651 Political Organizations
8661 Religious Organizations
8699
  • Automobile Associations
  • Membership Organizations - Not Elsewhere Classified
Bars and Restaurants
Code Description
*5811
  • Caterers - Prepare & Delivery
  • Eating Places and Restaurants
  • Quick Payment Service-Fast Food Restaurants
5813 Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques
Business Services
Code Description
2741
  • Miscellaneous Publishing and Printing Services
  • Typesetting, Plate Making and Related Services
*7311 Advertising Services
*7333
  • Commercial Photography, Art, and Graphics
  • Photofinishing Laboratories and Photo Developing
  • Quick Copy, Reproduction Service
*7372
  • Computer Programming, Data Processing, and Integrated Systems Design Services
  • Information Retrieval Services
7339 Stenographic Service
7349
  • Exterminating and Disinfecting Services
  • Cleaning, Maintenance, and Janitorial Services
  • Specialty Cleaning, Polishing, and Sanitation Preparations
*7392 Management, Consulting, and Public Relations Services
7393 Detective Agencies, Protective Agencies, and Security Services, including Armored Cars and Guard Dogs
7399 Business Services - Not Elsewhere Classified
Clothing and Accessories
Code Description
5691
  • Children's and Infants' Wear Stores
  • Family Clothing Stores
  • Furriers & Fur Shops
  • Men's & Boys' Clothing and Accessory Stores
  • Men's and Women's Clothing Stores
  • Miscellaneous Apparel and Accessory Stores
  • Shoe Stores
  • Sports and Riding Apparel Stores
  • Tailors, Seamstresses, Mending, and Alterations
  • Wig & Toupee Shops
  • Women's Accessory and Specialty Stores
  • Women's Ready-to-Wear Stores
Contracted Services
Code Description
0742 Veterinary Services
0763 Agricultural Cooperatives
0780 Landscaping and Horticultural Services
1520
  • Carpentry
  • Contractors, Concrete
  • Electrical Contractors
  • General Contractor/Residential Building
  • Heating, Plumbing, and Air Conditioning Contractors
  • Masonry, Stonework, Tile Setting, Plastering, and Insulation Contractors
  • Roof, Siding, and Sheet Metal Work Contractors
  • Special Trade Contractor - Not Elsewhere Classified
Direct Marketing
Code Description
5964 Catalog Merchant
*5969
  • Combined Catalog and Retail Merchant
  • Continuity/Subscription Merchants
  • Inbound Telemarketing Merchants
  • Travel Related Arrangement Services
  • Insurance Services
  • Direct Marketing/Direct Marketers - Not Elsewhere Classified
  • Direct Selling Establishments/Door to Door Sales
  • Mail Order
  • Outbound Telemarketing Merchant
Education
Code Description
*8299
  • Business and Secretarial Schools
  • Colleges, Universities, Professional Schools, and Junior Colleges
  • Correspondence Schools
  • Elementary and Secondary Schools
  • Schools and Educational Services - Not Elsewhere Classified
  • Trade and Vocational Schools
Government Services
Code Description
9311 Tax Payments
9399
  • Court Costs, including Alimony and Child Support
  • Bail & Bond Payments
  • Government Services - Not Elsewhere Classified
  • U.S. Federal Government Agencies
Home and Garden
Code Description
5712 Furniture, Home Furnishings, and Equipment Stores, except Appliances
5719
  • Drapery, Window Covering, and Upholstery Stores
  • Fireplaces, Fireplace Screens, and Accessories Stores
  • Floor Coverings and Rugs
  • Miscellaneous Home Furnishing Specialty Stores
5722 Household Appliance Stores
Miscellaneous Stores
Code Description
*5732 Electronics Stores
5733 Music Stores - Musical Instruments, Pianos, and Sheet Music
5735 Record Stores
5970
  • Sewing, Needlework, Fabric, and Piece Good Stores
  • Artist Supply and Craft Stores
5941
  • Bicycle Shop-Sales and Services
  • Sporting Goods Stores
5943 Stationery, Office, and School Supply Stores
5944 Jewelry, Watch, Clock, and Silverware Stores
5945 Hobby, Toy, and Game Stores
5977
  • Cosmetic Stores
  • Electric Razor Stores Sales & Services
5942 Book Stores
5999
  • Camera and Photographic Supply Stores
  • Florists
  • Gift, Card, Novelty, and Souvenir Stores
  • Glassware and Crystal Stores
  • Hearing Aids - Sales, Service, and Supplies
  • Luggage and Leather Goods Stores
  • Miscellaneous & Specialty Retail Stores
  • News Dealers & Newsstands
  • Orthopedic Goods and Prosthetic Devices
  • Pet Shops, Pet Food, and Supplies
  • Religious Goods Stores
  • Swimming Pools - Sales, Supplies, and Services
  • Tent and Awning Stores
  • Typewriter Stores - Sales, Service, and Rentals
  • Wrecking and Salvage Yards
Personal Services
Code Description
7299
  • Buying and Shopping Services and Clubs
  • Counseling Services - Debt, Marriage, and Personal
  • Miscellaneous Personal Services - Not Elsewhere Classified
Professional Services
Code Description
*8041 Chiropractors
*8021 Dentists and Orthodontists
*8011 Doctors and Physicians - Not Elsewhere Classified
*8099
  • Hospitals
  • Medical and Dental Laboratories
  • Medical Services Health Practitioners - Not Elsewhere Classified
  • Nursing and Personal Care Facilities
  • Opticians, Optical Goods and Eyeglasses
  • Optometrists and Ophthalmologists
  • Osteopathic Physicians
  • Podiatrists and Chiropodists
8111 Legal Services and Attorneys
8351 Child Care Services
8931 Accounting, Auditing, and Bookkeeping Services
8911 Architectural, Engineering, and Surveying Services
8999
  • Professional Services - Not Elsewhere Classified
  • Testing Laboratories (Not Medical)
Repair
Code Description
7641 Furniture - Reupholster, Repair, and Refinishing
7699
  • Air Conditioning and Refrigeration Repair Shops
  • Electrical and Small Appliance Repair Shops
  • Electronic Repair Shops
  • Miscellaneous Repair Shops and Related Services
  • Watch, Clock, and Jewelry Repair Shops
  • Welding Services
Retail Store
Code Description
5499
  • Candy, Nut, and Confectionery Stores
  • Dairy Product Stores
  • Freezer & Locker Meat Provisions
  • Miscellaneous Food Stores-Convenience Stores and Specialty Markets
Telecommunications
Code Description
*4812 Telecommunication Equipment and Telephone Sales
Transportation
Code Description
*4121 Taxicabs and Limousines
4214 Motor Freight Carriers and Trucking-Local and Long Distance, Moving & Storage Companies, and Local Delivery
Utilities
Code Description
4900 Electric, Gas, Water, and Sanitary
Wholesale
Code Description
*5045 Computers, Computer Peripheral Equipment, and Software
5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies
*5094 Precious Stones, Metals, Watches and Jewelry
5099 Durable goods - Not Elsewhere Classified
5192 Books, Periodicals, and Newspapers Distributors
5193 Florist Suppliers, Nursery Stock & Flowers

Note

MCCs preceded by an asterisk symbol (*) require a primary_url when making the /account/kyc/create call, regardless if primary_url is listed as optional in the KYC structure.


API Version 2018-08-29 or earlier

If your platform is using API Version 2018-08-29 (or earlier), please use the following MCCs.

Donations and Personal Services
Code Description
7299 Donations / Personal Use
Service Providers
Code Description
7392 Consultants
7372 Web Designers
7349 Cleaning Services
5811 Catering
7699 Repair Services
1520 Contractors
7311 Advertisers
0780 Landscaping
4121 Taxi / Limo Services
2741 Publishing / Printing Services
4814 Telecommunications
7339 Secretarial Services
5697 Tailor / Alteration Services
8351 Childcare Services
7361 Employment Agencies
7393 Detective Agencies
5969 Direct Marketers
7911 Dance Instructors
8299 Other Training Services
7399 Other Services
Professional Services
Code Description
8911 Architecture
8931 Accounting
8111 Legal Services
7276 Tax Prep Services
8011 Doctors
8041 Chiropractors
8021 Dentists
412142 Veterinarians
8099 Other Medical Services
8999 Other Professional Services
Groups/Organizations
Code Description
8641 Civic / Social
8651 Political
8661 Religious
8398 Non-Profit
8699 Other Groups / Organizations
Events/Entertainment
Code Description
4722 Travel
7032 Camps
7832 Film Screenings
7929 Band / Orchestra
7922 Theater
7999 Other Events / Entertainment
Retail Business
Code Description
5691 Apparel
5499 Food
5732 Electronics
5977 Cosmetics
5945 Toys & Games
5941 Sporting Goods
5193 Flowers
5943 Office Supplies
5735 Music
5970 Arts & Crafts
5932 Antiques
5722 Appliance
5942 Books
5192 Periodicals
5719 Home Decor
5999 Other Retail Services