Merchant Category Codes

Merchant Category Codes (MCC) are 4 digit numbers used by the payments industry to classify businesses by market segment.

At WePay, we use a similar code to help us better understand your business. Below is the list of MCCs that we use to classify your merchants’ accounts. See the USDA website if a code relevant to your business is not listed here. You can use these codes as the mcc parameter in the /account/create call.


Codes

The MCCs listed here are available across all supported currencies and merchant locations. With the most recent update in July 2021, no MCCs that were previously available have been removed; this update is purely additive, making more MCCs available for use.

Note

MCCs preceded by an asterisk symbol (*) require a primary_url when making the /account/kyc/create call, regardless if primary_url is listed as optional in the KYC structure.

Note

MCCs preceded by two asterisk symbols (**) can only be used by accounts with a legal_form of one of the following:

  • nonprofit_corporation
  • unincorporated_association
  • charity
  • charity_incorporated_organisation
  • charity_unincorporated_association
  • club_or_society

Automobiles and Vehicles
Code Description
5531 Auto / Home Supply
5542 Automated Fuel Dispensers
7512 Automobile Rental Agency
5533 Automotive Parts and Accessories Stores
5532 Automotive Tire Stores
5551 Boat Dealers
5561 Camper, Recreational and Utility Trailer Dealers
5511 Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing
5521 Car and Truck Dealers (Used Only) Sales, Service, Repairs, Parts, and Leasing
5599 Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified)
7519 Motor Home and Recreational Vehicle Rentals
5592 Motor Homes Dealers
5571 Motorcycle Shops and Dealers
5541 Service Stations (With or without Ancillary Services)
5598 Snowmobile Dealers
7513 Truck and Utility Trailer Rentals
Business Services
Code Description
*7311 Advertising Services
*7333 Commercial Photography, Art, and Graphics
7379 Computer Maintenance, Repair and Services (Not Elsewhere Classified)
*7372 Computer Programming, Data Processing, and Integrated Systems Design Services
7321 Consumer Credit Reporting Agencies
7349 Cleaning, Maintenance, and Janitorial Services
7393 Detective Agencies, Protective Services, and Security Services, including Armored Cars, and Guard Dogs
7394 Equipment, Tool, Furniture, and Appliance Rental and Leasing
7342 Exterminating and Disinfecting Services
7375 Information Retrieval Services
*7392 Management, Consulting, and Public Relations Services
7523 Parking Lots, Parking Meters and Garages
7395 Photofinishing Laboratories and Photo Developing
7338 Quick Copy, Reproduction, and Blueprinting Services
7339 Stenographic and Secretarial Support
7399 Business Services - Not Elsewhere Classified
Contracted Services
Code Description
0763 Agricultural Co-operatives
1750 Carpentry Contractors
1771 Concrete Work Contractors
1731 Electrical Contractors
1520 General Contractors – Residential and Commercial
1711 Heating, Plumbing, and Air Conditioning Contractors
0780 Landscaping and Horticultural Services
1740 Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors
1761 Roofing, Siding, and Sheet Metal Work Contractors
1799 Special Trade Contractors (Not Elsewhere Classified)
0742 Veterinary Services
Distributor and Manufacturer
Code Description
5192 Books, Periodicals, and Newspapers Distributors
5169 Chemicals and Allied Products (Not Elsewhere Classified)
5046 Commercial Equipment (Not Elsewhere Classified)
5139 Commercial Footwear
*5045 Computers and Computer Peripheral Equipment and Software
5039 Construction Materials (Not Elsewhere Classified)
5047 Dental / Laboratory / Medical / Ophthalmic Hospital Equipment and Supplies
5099 Durable goods - Not Elsewhere Classified
5065 Electrical Parts and Equipment
5193 Florists Supplies, Nursery Stock and Flowers
5072 Hardware, Equipment and Supplies
5085 Industrial Supplies (Not Elsewhere Classified)
5137 Men’s, Women’s, and Children’s Uniforms and Commercial Clothing
5051 Metal Service Centers and Offices
5013 Motor Vehicle Supplies and New Parts
5199 Nondurable Goods (Not Elsewhere Classified)
5021 Office and Commercial Furniture
5198 Paints, Varnishes and Supplies
5172 Petroleum & Petroleum Products - Wholesale Distributors
5044 Photographic, Photocopy, Microfilm Equipment and Supplies
5131 Piece Goods, Notions, and Other Dry Goods
5074 Plumbing and Heating Equipment and Supplies
*5094 Precious Stones, Metals, Watches and Jewelry
5111 Stationery, Office Supplies, Printing and Writing Paper
Education
Code Description
8244 Business and Secretarial Schools
8220 Colleges, Universities, Professional Schools, and Junior Colleges
8241 Correspondence Schools
8211 Elementary and Secondary Schools
*8299 Schools and Educational Services (Not Elsewhere Classified)
8249 Vocational and Trade Schools
Entertainment
Code Description
7996 Amusement Parks, Circuses, Carnivals, and Fortune Tellers
7998 Aquariums, Seaquariums, Dolphinariums, and Zoos
7929 Bands, Orchestras & Misc Entertainment
7932 Billiard and Pool Establishments
7933 Bowling Alleys
7941 Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters
7911 Dance Halls, Studios, & Schools
7841 DVD / Video Tape Rental Stores
7997 Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses)
7829 Motion Picture & Video Tape Production and Distribution
7832 Motion Picture Theaters
7992 Public Golf Courses
*7999 Recreation Services (Not Elsewhere Classified)
*7922 Theatrical Producers (except Motion Pictures) and Ticket Agencies
7991 Tourist Attractions and Exhibits
7993 Video Amusement Game Supplies
Government
Code Description
9211 Court Costs, Including Alimony and Child Support
9222 Fines
9399 Government Services (Not Elsewhere Classified)
9311 Tax Payments
Healthcare
Code Description
*8041 Chiropractors
*8021 Dentists and Orthodontists
*8011 Doctors and Physicians (Not Elsewhere Classified)
8062 Hospitals
8071 Medical and Dental Laboratories
*8099 Medical Services and Health Practitioners (Not Elsewhere Classified)
8050 Nursing and Personal Care Facilities
8043 Opticians, Optical Goods, and Eyeglasses
8042 Optometrists and Ophthalmologists
8031 Osteopaths
8049 Podiatrists and Chiropodists
Marketing
Code Description
5964 Direct Marketing – Catalog Merchant
5960 Direct Marketing – Insurance Services
5969 Direct Marketing – Other Direct Marketers (Not Elsewhere Classified)
Organizations
Code Description
**8675 Automobile Associations
**8398 Charitable and Social Service Organizations
**8641 Civic, Social, and Fraternal Associations
**8699 Membership Organizations (Not Elsewhere Classified)
**8651 Political Organizations
**8661 Religious Organizations
Personal Services
Code Description
7230 Beauty and Barber Shops
7278 Buying and Shopping Services and Clubs
7217 Carpet and Upholstery Cleaning
7296 Clothing Rental – Costumes, Uniforms, Formal Wear
7216 Dry Cleaners
7261 Funeral Services and Crematories
7298 Health and Beauty Spas
7211 Laundries – Family and Commercial
7210 Laundry, Cleaning, and Garment Services
7299 Miscellaneous Personal Services (Not Elsewhere Classified)
7221 Photographic Studios
7251 Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops
7276 Tax Preparation Services
Professional Services
Code Description
8931 Accounting, Auditing, and Bookkeeping Services
8911 Architectural, Engineering, and Surveying Services
8351 Child Care Services
6300 Insurance Sales, Underwriting, and Premiums
8111 Legal Services and Attorneys
2741 Miscellaneous Publishing and Printing
8999 Professional Services (Not Elsewhere Classified)
6513 Real Estate Agents and Managers – Rentals
2842 Specialty Cleaning, Polishing and Sanitation Preparations
7032 Sporting and Recreational Camps
7033 Trailer Parks and Campgrounds
2791 Typesetting, Plate Making and Related Services
Repair Services
Code Description
7623 Air Conditioning and Refrigeration Repair Shops
7531 Automotive Body Repair Shops
7535 Automotive Paint Shops
7538 Automotive Service Shops (Non-Dealer)
7542 Car Washes
7629 Electrical and Small Appliance Repair Shops
7622 Electronics Repair Shops
7641 Furniture - Reupholster, Repair, and Refinishing
7699 Miscellaneous Repair Shops and Related Services
7534 Tire Retreading and Repair Shops
7549 Towing Services
7631 Watch, Clock and Jewelry Repair
7692 Welding Services
Restaurant
Code Description
*5811 Caterers
5813 Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques
*5812 Eating Places and Restaurants
*5814 Fast Food Restaurants
Retail
Code Description
5937 Antique Reproductions
5932 Antique Shops – Sales, Repairs, and Restoration Services
5971 Art Dealers and Galleries
5970 Artist’s Supply and Craft Shops
5462 Bakeries
5940 Bicycle Shops – Sales and Service
5942 Book Stores
5946 Camera and Photographic Supply Stores
5441 Candy, Nut, and Confectionery Stores
5641 Children’s and Infants’ Wear Stores
5734 Computer Software Stores
5977 Cosmetic Stores
5451 Dairy Products Stores
5311 Department Stores
5817 Digital Goods – Applications (Excludes Games)
5816 Digital Goods – Games
5818 Digital Goods – Large Digital Goods Merchant
5815 Digital Goods Media – Books, Movies, Music
5310 Discount Stores
5714 Drapery, Window Covering, and Upholstery Stores
5309 Duty Free Stores
5997 Electric Razor Stores – Sales and Service
*5732 Electronics Stores
5651 Family Clothing Stores
5718 Fireplace, Fireplace Screens and Accessories Stores
5713 Floor Covering Stores
5992 Florists
5422 Freezer and Locker Meat Provisioners
5983 Fuel Dealers – Fuel Oil, Wood, Coal, and Liquefied Petroleum
5712 Furniture, Home Furnishings, and Equipment Stores, except Appliances
5681 Furriers and Fur Shops
5947 Gift, Card, Novelty and Souvenir Shops
5231 Glass, Paint, and Wallpaper Stores
5950 Glassware / Crystal Stores
5411 Grocery Stores and Supermarkets
5251 Hardware Stores
5975 Hearing Aids – Sales, Service, and Supply
5945 Hobby, Toy, and Game Stores
5200 Home Supply Warehouse Stores
5722 Household Appliance Stores
5944 Jewelry Stores, Watches, Clocks, and Silverware Stores
5948 Luggage and Leather Goods Stores
5211 Lumber and Building Materials Stores
5611 Men's and Boys’ Clothing and Accessories Stores
5691 Men's and Women's Clothing Stores
5999 Miscellaneous and Specialty Retail Shops
5699 Miscellaneous Apparel and Accessory Shops
5499 Miscellaneous Food Stores – Convenience Stores and Specialty Markets
5399 Miscellaneous General Merchandise
5719 Miscellaneous Home Furnishing Specialty Stores
5271 Mobile Home Dealers
5733 Music Stores - Musical Instruments, Pianos, and Sheet Music
5994 News Dealers and Newsstands
5261 Nurseries and Lawn and Garden Supply Stores
5976 Orthopedic Goods – Prosthetic Devices
5995 Pet Shops, Pet Foods and Supplies Stores
5735 Record Stores
5973 Religious Goods Stores
5949 Sewing, Needlework, Fabric and Piece Goods Stores
5661 Shoe Stores
5941 Sporting Goods Stores
5655 Sports and Riding Apparel Stores
5972 Stamp and Coin Stores
5943 Stationery Stores, Office and School Supply Stores
5996 Swimming Pools – Sales and Service
5697 Tailors, Seamstresses, Mending, and Alterations
5998 Tent and Awning Shops
5978 Typewriter Stores – Sales, Rentals, and Service
5931 Used Merchandise and Secondhand Stores
5331 Variety Stores
5300 Wholesale Clubs
5698 Wig and Toupee Stores
5631 Women’s Accessory and Specialty Shops
5621 Women’s Ready-To-Wear Stores
5935 Wrecking and Salvage Yards
Transportation
Code Description
4582 Airports, Flying Fields, and Airport Terminals
4119 Ambulance Services
4457 Boat Rentals and Leasing
4131 Bus Lines
4215 Courier Services – Air and Ground, and Freight Forwarders
4111 Local and Suburban Commuter Passenger Transportation
4468 Marinas, Marine Service, and Supplies
4214 Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services
4112 Passenger Railways
4225 Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage
4011 Railroads - Freight
*4121 Taxicabs and Limousines
4784 Tolls and Bridge Fees
4789 Transportation Services (Not Elsewhere Classified)
Utilities
Code Description
4899 Cable, Satellite, and Other Pay Television / Radio Services
4816 Computer Network / Information Services
*4812 Telecommunication Equipment and Telephone Sales
4821 Telegraph Services
4900 Utilities – Electric, Gas, Water, and Sanitary

Old UK Merchant Category Codes

Type Code
Veterinarians 0742
Agricultural Services 0763
Automobile Associations
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8675
Landscaping 0780
General Contractors 1520
Travel and Tour 4722
Telecom 4814
Medical and Supplies 5047
Precious Stones and Jewelry 5094
Books 5192
Misc. Food 5499
Men's and women's clothing stores 5691
Equipment, Furniture, and Home Furnishings 5712
Household appliances 5722
Caterers 5811
Stationery 5943
Hobby, Toy, and Games 5945
Direct Marketing, not elsewhere classified 5969
Misc Retail 5999
Sporting Camps 7032
Misc. Personal Services 7299
Advertising Services 7311
Commercial Photography 7333
Secretarial Services 7339
Computer Programming, Processing Services 7372
Management, Consulting 7392
Business Services not elsewhere classified 7399
Furniture - Reupholstery, Repair and Refinishing 7641
Theatrical Producers, Tickets 7922
Bands and Misc Entertainers 7929
Commercial Sports, Promoters 7941
Recreation Services not elsewhere classified 7999
Dentists 8021
Medical Services not elsewhere classified 8099
Schools not elsewhere classified 8299
Child Care 8351
Charity
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8398
Civic Associations
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8641
Religious Organizations
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8661
Membership Associations not elsewhere classified
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8699
Architectural Services 8911
Professional Services not elsewhere classified 8999

API Version 2018-08-29 or earlier

If your platform is using API Version 2018-08-29 (or earlier), please use the following MCCs.

Donations and Personal Services
Code Description
7299 Donations / Personal Use
Service Providers
Code Description
7392 Consultants
7372 Web Designers
7349 Cleaning Services
5811 Catering
7699 Repair Services
1520 Contractors
7311 Advertisers
0780 Landscaping
4121 Taxi / Limo Services
2741 Publishing / Printing Services
4814 Telecommunications
7339 Secretarial Services
5697 Tailor / Alteration Services
8351 Childcare Services
7361 Employment Agencies
7393 Detective Agencies
5969 Direct Marketers
7911 Dance Instructors
8299 Other Training Services
7399 Other Services
Professional Services
Code Description
8911 Architecture
8931 Accounting
8111 Legal Services
7276 Tax Prep Services
8011 Doctors
8041 Chiropractors
8021 Dentists
412142 Veterinarians
8099 Other Medical Services
8999 Other Professional Services
Groups/Organizations
Code Description
8641 Civic / Social
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8651 Political
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8661 Religious
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8398 Non-Profit
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
8699 Other Groups / Organizations
Note: Only non-profit merchants may select this MCC. Merchants onboarding as sole proprietors, LLCs, partnerships, or corporations must not be able to select this MCC.
Events/Entertainment
Code Description
4722 Travel
7032 Camps
7832 Film Screenings
7929 Band / Orchestra
7922 Theater
7999 Other Events / Entertainment
Retail Business
Code Description
5691 Apparel
5499 Food
5732 Electronics
5977 Cosmetics
5945 Toys & Games
5941 Sporting Goods
5193 Flowers
5943 Office Supplies
5735 Music
5970 Arts & Crafts
5932 Antiques
5722 Appliance
5942 Books
5192 Periodicals
5719 Home Decor
5999 Other Retail Services